Commercial Automobile includes the references to Liability, Uninsured/Underinsured Motorist coverage, Medical Payments, and Comprehensive and Collision coverages.
Liability is protection from financial loss to your business from injuries or property damage caused by you or your employees while driving a covered auto. This coverage is regulated by state and our professional agents will make sure you are properly protected.
Uninsured and Underinsured Motorists coverage pays for medical expenses, loss of income and other damages owed to you or your employees or passengers if an accident is caused by an uninsured or an underinsured driver.
Medical Payments is a no fault insurance that pays for medical expenses for you or your passengers arising from an accident which occurred in a covered vehicle.
Comprehensive coverage, usually subject to deductible, will pay for the damage to your covered vehicle that is caused by vandalism, theft, accidents involving animals and weather related events. This, and collision coverage, are mandatory if you have a lien on your vehicle.
Collision coverage, usually subject to deductible, will pay for damage to your insured vehicle from a collision with another or your vehicle rolls over, regardless of who is at fault.
This policy can include rental reimbursement, cars you borrow and rent or employee cars used for business purposes.
ENGS Insurance offers insurance protection for extra heavy trucks to the light pickups and to private passenger cars used in most businesses.
Have a questions? Call the insurance professionals at ENGS Insurance, toll free 855-270-2650.